I am the Gear Guy, so of course I have a solution for you. Its the Marmot Morning Frost Down Coat ($300; www.marmot.com). Its a well-made coat that comes down to you about your knees, is nicely fitted with an internal elastic draw-cord waist so that you dont look as if youre walking around in a sleeping bag, has a windproof and water-repellent shell (Im not sure waterproof" is needed, as running water is not a real problem in below-zero temps), plus excellent-quality 650-fill down insulation. It comes in any color you want as long as its black. But thats perfect, isnt it? Black goes with anything. And I think a woman would look very caliente in this jacket.
The North Face also has taken a shot at this problem with its Womens Greenland Jacket ($250; www.thenorthface.com). Its a bit more outdoorsy-looking than the Marmot coat but is designed with city use in mind. Its semi-fitted so you dont have that Michelin Man look, yet it has an excellent waterproof-breathable HyVent shell and quality down fill. Theres also a hood with a fake-fur ruff. The waist belt can be taken off if you prefer.
Lastly, the L.L. Bean Ultrawarm Womens Coat ($169; www.llbean.com), in the long" version, sort of emulates the Marmot model, with a semi-fitted, calf-length, down-filled coat with a fake-fur collar and a water-repellent poplin shell. Its a very reasonable price, and depending on the color is, I think, a fairly attractive piece.
Get the Marmot. Send a picture of you walking down Park Avenue in it. Youre welcome.
Get more advice from the Gear Guy as he picks this seasons top gifts in Away.coms Holiday Gift Guide. Youll probably find a few things to put on your own wish list, too.