February in the Keys means flocks of snowbirds, fishermen, and Parrotheads. But the right guide can get you away from the crowds and on to trophy-size fish. Enter Bruce Chard, who’s been leading clients in search of bonefish, tarpon, barracuda, and sharks for 21 years (day trips from $650). After an hour-long tug-of-war with a 125-pound tarpon (a “circus fatty,” in these parts), you’ll be ready for a bowl of shrimp bisque and the sweet corn-dusted diver sea scallops at downtown’s Café Marquesa. And if you spend a little too much time swapping big-fish stories, the beds are a quick stroll away (doubles from $300).